Long term

Portfolios built for several years with a patient approach and durable convictions.

Portfolios

Understanding long-term portfolios

Building a portfolio designed for several years

A long-term strategy generally uses a multi-year horizon and seeks to avoid reacting excessively to short-term market fluctuations. It can be built with stocks, ETFs, bonds or a combination of asset classes.

A long horizon does not remove risk. Diversification, purchase price, asset quality, regular contributions and the ability to withstand periods of decline remain important considerations.

Teryso public portfolios make it possible to observe how different long-term strategies are constructed and how their allocations and performance evolve over time.

How to compare long-term strategies

Investment horizon alone does not distinguish two portfolios. Construction and behaviour during difficult periods provide additional context.

Horizon and allocation consistency

A strategy intended to be held for several years should be assessed according to how well its assets, risk level and objective fit together.

Diversification

Spreading exposure across companies, sectors, regions or asset classes can reduce dependence on a single source of return.

Regular investing

Some long-term strategies rely on recurring contributions rather than trying to identify the perfect market entry point.

Resilience during declines

Historical drawdowns reveal the difficult periods experienced by a portfolio and provide context for its overall performance.

FAQ

Frequently asked questions about long-term portfolios

What is a long-term portfolio?

It is a portfolio built with a multi-year horizon, usually around an allocation intended to evolve gradually rather than being changed constantly.

Does long-term investing eliminate risk?

No. A longer horizon can change how risk is managed, but assets can still experience substantial or prolonged losses.

Why compare drawdowns in a long-term portfolio?

Drawdowns show the magnitude of historical declines and help explain the difficult periods a strategy has experienced.

Are Teryso long-term portfolios recommendations?

No. They are shared for information, tracking and comparison purposes and do not constitute personalised investment advice.